1. Acceptance of terms of use
   1.1. By your acceptance of these terms of use, Paladin Capital Limited ("Paladin") permits your use of this Website, subject to the terms and conditions below ("Terms and Conditions").
   1.2. By using this Website in any way, you shall be deemed to have accepted all the Terms and Conditions unconditionally.
   1.3. You must not use this Website if you do not agree to the Terms and Conditions.
   
   
2. Information on this Website is not advice
   2.1. The material contained on this Website is for information purposes only and does not constitute advice or a recommendation of any nature whatsoever.
   2.2. You must not enter into any transactions, make any investments, make decisions of any nature, including, without limitation, any financial or investment decisions, or incur any loss or liability based partly or wholly on any information contained in or displayed on this Website or on any Website to which this Website may provide a link.
   2.3. You should always obtain independent expert advice prior to making any investment or other decisions.
   2.4. To the extent that information displayed on this Website relates to Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates, third parties, any past or future events, stock exchanges, financial markets, financial products, securities, derivatives, units, funds, currencies and/or exchange rates, you acknowledge that this information may not be accurate or complete. You further acknowledge that any assessment or reflection of the performance of Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates or any other third party does not mean that such performance will be repeated or should be relied upon in any way.
   
   
3. The information on this Website may be changed and does not necessarily reflect Paladin's views
   Any views or statements made or expressed on this Website are not necessarily the views of Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates, employees, servants and/or its agents.
   
   
4. General Disclaimer
   4.1. While Paladin attempts to ensure that the contents of this Website are accurate and complete, Paladin makes no representation or warranty, whether express or implied, as to the operation, integrity, availability or functionality of this Website or as to the accuracy, completeness or reliability of any information on this Website.
   4.2. Any person who relies on this Website or on the information contained in this Website does so at their own risk.
   4.3. Paladin also makes no warranty or representation, whether express or implied, that the information or files available on this Website are free of viruses, destructive materials or any other data or code which is able to corrupt, compromise, jeopardise, disrupt, disable, harm or otherwise impede in any manner the operation of a computer system, computer network or your hardware or software. You accept all risk associated with the existence of such viruses, destructive materials or any other data or code which is able to corrupt, compromise, jeopardise, disrupt, disable, harm or otherwise impede in any manner the operation or content of a computer system, computer network or your hardware or software.
   4.4. Paladin does not accept any responsibility for any errors or omissions on this Website.
   
   
5. Exclusion of liability and Indemnity
   Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates, employees, servants and agents shall in no way be liable for any direct, indirect, incidental, special or consequential loss or damages which might arise from the use of, or reliance upon, any material or content contained in the Website or any linked Websites, even if Paladin has been advised of the possibility of such loss, expense, claim or damages. You hereby indemnify Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates, employees, servants and agents against any loss, claim or damage which may be suffered by them or any third party arising in any way from your use of this Website.
   
   
6. Intellectual Property Rights
   The contents of this Website, including (without limitation) any software, icons, text, links, graphics, images, sound clips, trade names, logos, trade marks and service marks are protected by law, including but not limited to copyright, patent and trade mark law, and are the property of Paladin and/or its holding company, subsidiaries, underlying investments, associates, affiliates, third parties. Any unauthorised use of the contents, information or materials on this Website is prohibited.
   
   
7. Links to and from this Website
   7.1. Paladin, its holding company, subsidiaries, underlying investments, associates, affiliates, employees, servants and agents do not endorse and are not responsible or liable for the contents, maintenance of, or activities conducted on, any Website to which this Website provides a link.
   7.2. Despite the fact that this Website may refer to or provide links to other Websites, your use of such other Websites is entirely at your own risk and we are not responsible for any loss, expense, claim or damage, whether direct, indirect or consequential, arising from your use of such other Websites or your reliance on any information contained in such other Websites.
   
   
8. Your behaviour when using this Website
   8.1. You may not use this Website to obtain or distribute:
   8.1.1. copyrighted material or material protected by laws relating to intellectual property rights without the permission of the owner of the intellectual property rights in such material;
   8.1.2. material containing viruses or any other destructive materials or data or code which is able to corrupt, interfere with, jeopardise, disrupt, disable, harm or otherwise impede in any manner the operation of a computer system or hardware or software;
   8.1.3. material which is defamatory, unlawful or contains hate speech; or
   8.1.4. bulk e-mail, whether solicited or unsolicited.
   8.2. You must not interfere with or jeopardise the functionality or the operation of any part of this Website or attempt to interfere with or jeopardise, disrupt, disable, harm or otherwise impede in any manner the functionality or operation of any part of this Website.
   8.3. You are strictly prohibited from using this Website for "spoofing", "hacking", "flaming", "cracking" or "spamming".
   8.4. You may not intercept any information transmitted to or from Paladin or this Website.
   
   
9. Changes to the Terms and Conditions
   Paladin reserves the right to update and/or amend the Terms and Conditions from time to time and without any notice whatsoever. Any such change will only apply to your use of this Website after the change is accessible and may be viewed on this Website. If you use this Website after such updated or amended Terms and Conditions have been made accessible or can be viewed on this Website, you will be deemed to have accepted such updates or amendments.
   
   
10. Governing Law & Jurisdiction
    These Terms and Conditions and any dispute arising as a result of or in any way related to the use of this website will be governed by, and construed in all respects in accordance with the laws of South Africa, and subject to the exclusive jurisdiction of the Cape of Good Hope Provincial Division of the High Court of South Africa.
    
    
11. Severability
    If any one or more of the provisions of these Terms and Conditions should be held to be invalid or unenforceable, the validity and enforceability of all the other provisions of these Terms and Conditions will not be affected thereby and shall continue in full force and affect.
    
    
12. Termination and Amendments
    Paladin may in its sole discretion terminate, suspend and modify this Website and/or your use of this Website, with or without notice to you. You agree that Paladin will not be liable to you in the event that it chooses to suspend, modify or terminate this Website or your use of this Website.
    
    
13. Interpretation
    In the Terms and Conditions:
    13.1. the headings of clauses shall not be used in the interpretation of the Terms and Conditions;
    13.2. unless inconsistent with the context, words or phrases which are defined shall bear the meaning assigned to them;
    13.3. unless inconsistent with the context, words referring to:
    13.3.1. one gender include a reference to the other genders;
    13.3.2. the singular include the plural and vice versa; and
    13.3.3. natural persons include artificial persons and vice versa.